What are the possibilities?
If you are divorced, there may be two options. In both cases, it is not always the case that the cooperates with the change in your loan. This may be described in the divorce agreement.
Splitting the loan
If you have a loan, you can choose to split the loan. In many cases, the loan is then split 50/50, this keeps it clear. It is of course most pleasant to transfer the loan. Each your own portion of the loan. The only disadvantage is that the banks generally make a financial capacity calculation for both of you, if it does not work with one of them, the entire financing will not go through. 2Fast4Paws has more options for this. Especially because of our good contacts with the bank. Even if you have already been rejected elsewhere, we may still have options for you.
Put the loan on either of your names
In connection with, for example, distribution, it may also be possible that the loan must be put in one name. Even if this has been agreed in the covenant, it is not always possible to cooperate. 2Fast4Paws also has more options here. Especially if you have a loan with one of the subsidiaries of Credit Agricole. You can think of transferring your loan after divorce, for example at Interbank, De Nederlandse Voorschotbank or the NVF. Let us explore the possibilities for you. We are happy to do this for you.